Fiat Anchors

Fiat Asset Movement Anchors provide on-ramps and off-ramps between traditional fiat currency systems and Keeta. They connect bank accounts, wire transfers, ACH, and other payment rails to Keeta tokens.

Benefits of Fiat Asset Movement Anchors

Fiat Asset Movement Anchors enable:

  • Fiat On-Ramps: Deposit USD, EUR, etc. from your bank to receive Keeta tokens

  • Fiat Off-Ramps: Withdraw Keeta tokens to receive fiat in your bank account

  • Traditional Payment Compatibility: Accept ACH, wires, SEPA, PIX, etc.

  • Regulatory Compliance: Anchors handle KYC/AML requirements

  • Multiple Currencies: Support for various fiat currencies and regions

Supported Rails

Common banking rails:

  • ACH: US bank transfers

  • ACH_DEBIT: Pull funds from bank account

  • WIRE: Fast domestic wire transfers

  • WIRE_RECEIVE: Incoming wire transfers

  • WIRE_INTL_PUSH: International wire transfers

  • SEPA_PUSH: European bank transfers

  • PIX_PUSH: Brazilian instant payments

  • CLABE_PUSH: Mexican bank transfers

  • SPEI_PUSH: Mexican electronic transfers

KYC Requirements

Most Fiat Anchors require KYC (Know Your Customer) verification to comply with anti-money laundering (AML) regulations. The Keeta Anchor SDK provides a powerful integration between KYC Anchors and Fiat Asset Movement Anchors that enables on-chain KYC flows where identity verification can be performed once and shared securely across multiple service providers.

How KYC and Fiat Anchors Work Together

The integration works through a three-step process:

  1. Verification with KYC Anchor: Users complete identity verification with a KYC provider, submitting required documents and information

  2. Certificate Issuance: The KYC provider issues cryptographically signed certificates that prove verification status

  3. Secure Sharing: These certificates are securely shared with Fiat Anchors using encrypted containers, allowing the Fiat Anchor to verify compliance without re-collecting sensitive documents

This approach provides several key benefits:

  • Single Verification: Users verify their identity once and reuse certificates across multiple Anchors

  • Privacy: Personal documents remain with the KYC provider; Fiat Anchors only receive verification certificates

  • Compliance: Fiat Anchors can cryptographically verify that proper KYC has been performed

  • Efficiency: Eliminates redundant verification processes across different providers

  • On-Chain Provenance: KYC status can be verified on-chain through certificate signatures

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