# Fiat Anchors

Fiat Asset Movement Anchors provide on-ramps and off-ramps between traditional fiat currency systems and Keeta. They connect bank accounts, wire transfers, ACH, and other payment rails to Keeta tokens.

### **Benefits of Fiat Asset Movement Anchors**

Fiat Asset Movement Anchors enable:

* **Fiat On-Ramps**: Deposit USD, EUR, etc. from your bank to receive Keeta tokens
* **Fiat Off-Ramps**: Withdraw Keeta tokens to receive fiat in your bank account
* **Traditional Payment Compatibility**: Accept ACH, wires, SEPA, PIX, etc.
* **Regulatory Compliance**: Anchors handle KYC/AML requirements
* **Multiple Currencies**: Support for various fiat currencies and regions

#### **Supported Rails**

Common banking rails:

* **ACH**: US bank transfers
* **ACH\_DEBIT**: Pull funds from bank account
* **WIRE**: Fast domestic wire transfers
* **WIRE\_RECEIVE**: Incoming wire transfers
* **WIRE\_INTL\_PUSH**: International wire transfers
* **SEPA\_PUSH**: European bank transfers
* **PIX\_PUSH**: Brazilian instant payments
* **CLABE\_PUSH**: Mexican bank transfers
* **SPEI\_PUSH**: Mexican electronic transfers

### KYC Requirements

Most Fiat Anchors require KYC (Know Your Customer) verification to comply with anti-money laundering (AML) regulations. The Keeta Anchor SDK provides a powerful integration between KYC Anchors and Fiat Asset Movement Anchors that enables **on-chain KYC flows** where identity verification can be performed once and shared securely across multiple service providers.

#### **How KYC and Fiat Anchors Work Together**

The integration works through a three-step process:

1. **Verification with KYC Anchor**: Users complete identity verification with a KYC provider, submitting required documents and information
2. **Certificate Issuance**: The KYC provider issues cryptographically signed certificates that prove verification status
3. **Secure Sharing**: These certificates are securely shared with Fiat Anchors using [encrypted containers](/anchors/overview/encrypted-containers.md), allowing the Fiat Anchor to verify compliance without re-collecting sensitive documents

This approach provides several key benefits:

* **Single Verification**: Users verify their identity once and reuse certificates across multiple Anchors
* **Privacy**: Personal documents remain with the KYC provider; Fiat Anchors only receive verification certificates
* **Compliance**: Fiat Anchors can cryptographically verify that proper KYC has been performed
* **Efficiency**: Eliminates redundant verification processes across different providers
* **On-Chain Provenance**: KYC status can be verified on-chain through certificate signatures


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